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Fintech · Personal Finance · Product Design

EXPENZIA

Smarter money decisions start with understanding where your money goes.

Expenzia brings expenses, budgets, recurring payments, financial goals, analytics and financial learning together into one simple personal finance experience.

EXPENZIA image
Track Understand Control Plan Improve Track Understand Control Plan Improve
about
ClientDashDirect Depot LLC

IndustryFintech / Personal Finance

PlatformMobile Application

ServicesProduct Design    UI/UX Design

About Expenzia

Expenzia is a personal finance experience designed to help people understand where their money goes, control everyday spending, plan future commitments and build better financial habits.

Instead of treating expenses, budgets, subscriptions, savings and financial education as separate tools, Expenzia brings them together within one connected experience.

Expense TrackingRecurring ExpensesBudgeting Financial GoalsAnalyticsFinancial Learning
Collaboration Facts

A partnership, in numbers.

How the engagement actually ran - calls, walkthroughs, build time and what happens after launch.

12+
Client Calls

Structured check-ins at every stage of the engagement.

08
UI + Dev Walkthroughs

Product and development reviewed live with the client.

07wks
Development

From design system to a shipped, cross-platform app.

90days
Free Assistance

Support continues well past the initial launch.

Phases · Tasks · Outcomes

Project Timeline.

The timeline is structured into phases - each phase highlighting the tasks involved, their duration and the outcomes.

2–3 weeks

Research

User ResearchEmpathy Mapping Competitive AnalysisUser FlowJourney Mapping
Outcome

A clear picture of user needs & product direction.

2–3 weeks

Discovery

Low-FidelityMid-Fidelity High-Fidelity MockupsDesign System
Outcome

A validated design system with high-fidelity flows.

3–4 weeks

Solution

Interactive PrototypeMicro-interactions Test with UsersRefinementGather Feedback
Outcome

A tested, refined, production-ready experience.

User Research · Empathy Map

Understanding the person behind the numbers

01

Financial Visibility

Users need a clearer understanding of where their money goes.

02

Spending Control

Users need awareness of budget usage while making spending decisions.

03

Future Planning

Users need to connect current financial behavior with future goals.

04

Financial Confidence

Users benefit from clear guidance rather than overwhelming financial information.

challenge
The Challenge

Personal finance is simple in theory. Managing it rarely is.

The design challenge was to bring these activities into one experience without making financial management feel complicated or overwhelming.

01

Scattered Financial Visibility

People deal with expenses, subscriptions, budgets, savings goals and financial information separately. Users need a clear understanding of where their money is going.

02

Reactive Budgeting

Budgeting needs to help users act before overspending rather than only reporting what already happened.

03

Financial Complexity

Multiple financial tools and large amounts of information need to remain easy to understand - without making management feel overwhelming.

Our Approach

From financial noise to financial clarity

Track
Expenses

Every transaction captured in one place.
Understand
Analytics & Reports

Patterns surface from raw activity.
Control
Budgets & Sub-Budgets

Boundaries set before overspending.
Plan
Recurring & Goals

Tomorrow's money, decided today.
Improve
Learning & Advice

Habits compound into progress.
Human + AI Workflow

Human Expertise. AI Acceleration.

AI was strategically integrated into our workflow to accelerate exploration, iteration and execution. Every UX decision, product strategy and design call remained human-led.

Human
Business Discovery

Goals, constraints and success criteria - defined with the client.

Human
UX Strategy

Journeys, architecture and priorities - decided by our designers.

AI-Assisted
AI Exploration

AI widened the option space: variations, copy drafts, edge cases.

Human
Human Refinement

Every direction judged, edited and shaped by human craft.

AI-Assisted
Prototype

Flows assembled, iterated and tested at speed.

Human
Final Product

A polished, human-designed experience - end to end.

Research Assistance

AI helped synthesize competitor patterns and fintech conventions. Our team validated every insight against real user needs.

Design Exploration

Generative variations widened the early option space. Designers curated, combined and redirected what mattered.

UX Copywriting

Draft microcopy for states and labels was accelerated with AI, then rewritten and toned by hand for clarity and trust.

Rapid Iteration

Layout and flow alternatives were prototyped faster, giving the team more cycles for testing and refinement.

Design Refinement

AI flagged inconsistencies across screens and states. Final polish, spacing and hierarchy remained a human call.

Documentation

Design-system notes and handoff documentation were drafted with AI and reviewed by the team for accuracy.

AI tools in the workflowChatGPTClaudeFigma AIEmergent
Our Process

Five stages. One system.

01
Discover
Understanding the business, product objectives and the financial-management problem.
02
Define
Structuring the experience, capabilities and primary user journeys.
03
UX Design
Simplifying financial interactions and organizing information.
04
Visual Design
Creating a clear, trustworthy and consistent financial interface.
05
Refine
Reviewing, improving and polishing the experience.
Problem → Insight → Solution

Turning insight into experience

ProblemInsightSolution

Scattered financial information

Users need one clear financial picture

Unified dashboard and connected financial modules

Reactive budgeting

Users need awareness before overspending

Budget progress + remaining amount + category sub-budgets

Future commitments are difficult to track

Users need visibility into upcoming obligations

Recurring expenses and subscription management

Savings goals can feel abstract

Visible progress creates motivation

Financial goals + savings progress + target tracking

What We Delivered

Where the real design work happened.

01

Unified Financial Experience

Expenses, budgets, recurring payments, goals, analytics and learning - one connected product.

02

Scalable Product Architecture

A design system structured to grow with new financial capabilities.

03

Consistent Interaction System

Shared patterns for progress, states and actions across every feature.

04

Actionable Financial Visibility

Values, percentages and states that users can act on immediately.

05

End-to-End Product Experience

From first expense to long-term goals, designed as one continuous journey.

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Expense Tracking

Every expense. One clear picture.

Expenzia gives users a central view of everyday financial activity so they can understand what they spend and where their money goes.

Total SpentMonthly SpendingMonthly Budget Recent ExpensesCategory BreakdownQuick Expense Creation
fea-image
Recurring Expenses

See tomorrow's expenses today.

Recurring commitments and subscriptions become visible and manageable - predictable, pausable and always accounted for before they happen.

Monthly Recurring TotalProjected Yearly SpendingEdit Upcoming PaymentsPause / ResumeArchive / Restore
Financial Goals

Every goal feels closer when progress is visible

$200,500 of $300,000
67%Complete
Set TargetSaveTrackAchieve
Analytics & Reporting
Analytics & Reporting

Turn spending history into financial understanding.

Expenzia transforms recorded activity into useful financial insight - from yearly summaries to weekly patterns and category trends.

Yearly SummaryCategory TrendsSpending Patterns Detailed ReportsWeekly Analytics
Financial Learning

Beyond tracking. Toward better financial habits.

Expenzia goes beyond expense tracking by helping users improve their financial understanding - turning a tool into a long-term habit.

01

Personalized Advice

Financial guidance shaped by the user's actual situation.

02

Quick Tips

Short, actionable financial recommendations for everyday decisions.

03

Lessons

Structured learning around budgeting and better money habits.

Analytics & Reporting
Full Product Ecosystem

One experience.
Every part of your financial life.

Seven connected surfaces - designed as a single system, not a set of screens.

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